The Texas Homebuyer Program is proud to partner with local Housing Finance Agencies in certain eligible counties in Texas to offer additional Bond funds to be used in conjunction with the TDHCA Down Payment Assistance Programs that can help you qualify to buy a home, sooner, rather than later.
You’ve worked hard to build your credit and qualify for a mortgage. The Texas Homebuyer Program and your local Housing Finance Corporations are working hand in hand to help you to the finish line with the necessary funds to realize your dream of homeownership.
Search Below for qualifying areas in Texas and more information about how your towns , counties and community leaders are supporting your home buying mission!
Find Your Area Resources Below
Harris County Housing Finance Corporation
The Harris County Housing Finance Corporation (HCHFC) partners with the State of Texas, TDHCA Homebuyer Program to expand access to affordable homeownership for eligible buyers across Harris County. Through this partnership, first-time homebuyers can access below-market mortgage rates and meaningful down payment assistance, helping families put down roots in one of Texas’ most dynamic communities. Additional down payment gift funds may be available for eligible buyers purchasing within the HCHFC service area.
HCHFC Service Area Harris County, excluding the Cities of Baytown, Deer Park, Friendswood, Houston, La Porte, League City, Missouri City, Pasadena, and Pearland.
Top Participating Lenders in Service Area
- NFM Lending
- Mortgage Financial Services
- CMG Mortgage
- New American Funding
- CrossCountry Mortgage
City of Dallas Housing Finance Corporation
The City of Dallas Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to connect Dallas residents with the tools they need to purchase a home. Through this collaboration, first-time and eligible repeat buyers within Dallas city limits can access TDHCA’s low-interest rate mortgage programs alongside down payment and closing cost assistance from a broad network of approved lenders.
City of Dallas HFC Service Area City of Dallas.
Top Participating Lenders in Service Area
- American Portfolio Mortgage Corporation
- Supreme Lending
- Security National Mortgage Company
- Cornerstone Home Lending
- PrimeLending
Fort Bend County Housing Finance Corporation
The Fort Bend County Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to make homeownership more attainable for eligible buyers in Fort Bend County. Through this partnership, qualified homebuyers can access affordable mortgage products and down payment assistance through TDHCA-approved lenders, helping more families put down roots in one of Texas’ most vibrant and diverse communities.
Fort Bend County HFC Service Area Fort Bend County.
Top Participating Lenders in Service Area
- CMG Mortgage
- Supreme Lending
- CrossCountry Mortgage
- All Western Mortgage
- LoanDepot.com
Tarrant County Housing Finance Corporation
The Tarrant County Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to bring affordable homebuying resources to eligible residents across Tarrant County. Through this partnership, buyers in the unincorporated areas and qualifying cities of Tarrant County can access TDHCA’s low-interest rate mortgage programs and down payment assistance through a network of approved lenders.
Tarrant County HFC Service Area Tarrant County, excluding the Cities of Arlington, Grand Prairie, and Fort Worth.
Top Participating Lenders in Service Area
- American Portfolio Mortgage Corporation
- Gateway Mortgage
- Highlands Residential Mortgage
- CrossCountry Mortgage
- Supreme Lending
Southeast Texas Housing Finance Corporation
The Southeast Texas Housing Finance Corporation (SETH) partners with the State of Texas, TDHCA Homebuyer Program to serve a nine-county region east and south of Houston, along with select cities within the greater Houston metro. SETH’s collaboration with TDHCA makes it possible for buyers across the Gulf Coast region to access affordable mortgage financing and down payment assistance, supporting homeownership in communities from Galveston to the Brazos Valley.
SETH Service Area Austin, Brazoria, Chambers, Galveston (excluding the City of Galveston), Liberty, Matagorda, Walker, Waller, and Wharton Counties; and the Cities of Baytown, Deer Park, Dickinson, La Marque, La Porte, Pasadena, Santa Fe, Shoreacres, Texas City, and Tomball.
Top Participating Lenders in Service Area
- CMG Mortgage
- NFM Lending
- New American Funding
- Mortgage Financial Services
- Sun West Mortgage Company
Capital Area Housing Finance Corporation
The Capital Area Housing Finance Corporation (CAHFC) partners with the State of Texas, TDHCA Homebuyer Program to expand access to affordable homeownership across the greater Austin region. Through this partnership, eligible buyers in the Capital Area can access TDHCA’s low-interest rate mortgage programs alongside down payment and closing cost assistance — making it easier for Texan families to achieve homeownership sooner.
CAHFC Service Area Bastrop, Blanco, Burnet, Caldwell, Fayette, Hays, Lee, Llano, and Williamson Counties; and the City of San Marcos.
Top Participating Lenders in Service Area
- PrimeLending
- CMG Mortgage
- Fairway Independent Mortgage Corporation
- Supreme Lending
- Cornerstone Home Lending
Houston Housing Finance Corporation
The City of Houston Housing Finance Corporation (HHFC) is a Texas nonprofit 501(c)(3) organization proud to partner with the State of Texas, TDHCA Homebuyer Program to expand affordable homeownership opportunities for eligible buyers in the City of Houston. First-time buyers, veterans, and repeat buyers within Houston city limits can access TDHCA’s competitive low-interest rate mortgage programs and down payment assistance through this partnership.
HHFC Service Area City of Houston.
Top Participating Lenders is Service Area
- NFM Lending
- DAS Acquisition Co
- The Huntington National Bank
- CrossCountry Mortgage
- New American Funding
Denton County Housing Finance Corporation
The Denton County Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to connect eligible buyers in Denton County with affordable homeownership resources. Through this partnership, first-time buyers and veterans throughout Denton County can access TDHCA’s low-interest mortgage products and down payment assistance, helping more families throughout the DFW corridor achieve the goal of homeownership.
Denton County HFC Service Area Denton County.
Top Participating Lenders in Service Area
- First United Bank and Trust
- CrossCountry Mortgage
- Success Mortgage Partners
- PrimeLending
- Supreme Lending
City of El Paso Housing Finance Corporation
The City of El Paso Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to expand affordable homeownership access across El Paso. Through this partnership, eligible buyers in El Paso can access TDHCA’s low-interest mortgage programs and down payment assistance, helping low-to-moderate income buyers and Texan families in the region achieve the goal of homeownership.
City of El Paso HFC Service Area City of El Paso.
Top Participating Lenders in Service Area
- American Portfolio Mortgage Corporation
- All Western Mortgage
- LoanPeople
- First Community Mortgage
- Movement Mortgage
East Texas Housing Finance Corporation
The East Texas Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to extend affordable homeownership resources across a large, diverse region of East Texas. Spanning seventeen counties, this partnership ensures that buyers in both urban and rural communities across the Piney Woods and surrounding areas have access to TDHCA’s down payment assistance and low-rate mortgage programs.
East Texas HFC Service Area Anderson, Angelina, Camp, Cherokee, Gregg, Harrison, Henderson, Marion, Nacogdoches, Panola, Rains, Rusk, Smith, Tyler, Upshur, Van Zandt, and Wood Counties.
Top Participating Lenders in Service Area
- CMG Mortgage
- Guild Mortgage Company
- CrossCountry Mortgage
- InterLinc Mortgage Services
- Pilgrim Mortgage
Travis County Housing Finance Corporation
The Travis County Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to help eligible buyers in Travis County access affordable mortgage financing and down payment assistance. In one of Texas’ most competitive housing markets, this partnership provides a meaningful resource for low-to-moderate income buyers working toward homeownership in the greater Austin area.
Travis County HFC Service Area Travis County.
Top Participating Lenders in Service Area
- CMG Mortgage
- Movement Mortgage
- Supreme Lending
- V.I.P. Mortgage
- Guild Mortgage Company
City of Grand Prairie Housing Finance Corporation
The City of Grand Prairie Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to provide Grand Prairie residents with access to low-interest rate mortgage loans and down payment assistance. This partnership helps eligible first-time and repeat buyers in Grand Prairie take advantage of competitive programs designed to make homeownership more affordable and accessible.
City of Grand Prairie HFC Service Area City of Grand Prairie.
Top Participating Lenders in Service Area
- Supreme Lending
- CMG Mortgage
- PrimeLending
- Guild Mortgage Company
- Security National Mortgage Company
Cameron County Housing Finance Corporation
The Cameron County Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to bring affordable mortgage financing options and down payment assistance to eligible homebuyers in the Rio Grande Valley. Together, CCHFC and TDHCA are working to help more families in South Texas turn the dream of homeownership into reality.
Cameron County HFC Service Area Cameron County, excluding the Cities of Harlingen and San Benito.
Top Participating Lenders is Service Area
- Fairway Independent Mortgage Corporation
- Eustis Mortgage
- Security National Mortgage Company
- New American Funding
- Synergy One Lending
Northeast Texas Housing Finance Corporation
The Northeast Texas Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to bring affordable homebuying tools to the communities of Northeast Texas. This partnership supports eligible buyers across a nine-county region with access to TDHCA’s low-interest rate mortgage products and down payment assistance, helping residents of this historically underserved area take steps toward stable homeownership.
Northeast Texas HFC Service Area Bowie, Cass, Delta, Franklin, Hopkins, Lamar, Morris, Red River, and Titus Counties.
Top Participating Lenders in Service Area
- Guaranteed Rate
- Fairway Independent Mortgage Corporation
- Summit Funding
- Loan Simple
- CMG Mortgage
City of Arlington Housing Finance Corporation
The City of Arlington Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to help Arlington residents access the affordable mortgage and down payment assistance programs they need to become homeowners. This partnership reflects the City of Arlington’s ongoing commitment to expanding housing opportunity for veterans, first-time buyers, and Texan families.
City of Arlington HFC Service Area City of Arlington.
Top Participating Lenders in Service Area
- Statewide Funding
- CMG Mortgage
- NFM Lending
- Gateway Mortgage
- Guild Mortgage Company
Rowlett Housing Finance Corporation
The City of Rowlett Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to give first-time and repeat buyers in Rowlett access to reduced-rate mortgages, down payment assistance, and Mortgage Credit Certificates. Whether you’re navigating a competitive market or saving for a down payment, this partnership is designed to help Texans into homeownership.
City of Rowlett HFC Service Area City of Rowlett.
Top Participating Lenders in Service Area
- Supreme Lending
- American Portfolio Mortgage Corporation
- Directions Equity
- DAS Acquisition Co
McKinney Housing Finance Corporation
The City of McKinney Housing Finance Corporation is proud to partner with the State of Texas, TDHCA Homebuyer Program to offer affordable homebuying options for veterans and first-time homebuyers in McKinney. This partnership provides access to TDHCA’s low-interest rate mortgage programs alongside down payment and closing cost assistance, helping buyers in one of North Texas’ fastest-growing communities find a path to homeownership.
McKinney HFC Service Area City of McKinney.
Top Participating Lenders in Service Area
- Mortgage Financial Services
- CrossCountry Mortgage
- Guild Mortgage Company
- Fairway Independent Mortgage Corporation
North Central Texas Housing Finance Corporation
The North Central Texas Housing Finance Corporation partners with the State of Texas, TDHCA Homebuyer Program to serve a broad region south and east of the Dallas-Fort Worth Metroplex. This partnership provides eligible buyers across multiple counties and cities with access to TDHCA’s low-interest mortgage rates and down payment assistance programs, helping connect Texan families with affordable paths to homeownership.
North Central Texas HFC Service Area Ellis, Hunt, Kaufman, Navarro and Rockwall Counties; and the Cities of Cedar Hill, DeSoto, Duncanville, Lancaster and Waxahachie
Top Participating Lenders in Service Area
- Security National Mortgage Company
- American Portfolio Mortgage Corporation
- Homeowners Financial Group
- First Community Mortgage
- Eustis Mortgage
