Congratulations, you have reached a point in your life where you are ready for homeownership. My First Texas Home is available only to Veterans and First Time Homebuyers.
We offer a 30-year, low-interest rate mortgage with up to 5% of the 1st Lien Mortgage amount, that can be used for down payment and closing cost assistance.
You can buy a home!
Product Features
Proudly sponsored by the Great State of Texas
Available statewide
First time homebuyers and qualified veterans only
30 years, 0% Interest 2nd Lien
3-Year Forgivable 2nd Lien Available
Flexible down payment and closing cost assistance available, 2%, 3%, 4% and 5% of loan amount
Combine with Mortgage Credit Certificate MCC Option
For Lenders
Thank you for your interest in finding out what The TDHCA Homebuyer Program has to offer. You will find that our team has a very easy on-boarding process for you. We are not just another program, we are The Great State of Texas. Learn how to join our lender network here.