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Programs

Programs

Mortgage and Down Payment Assistance Programs for All

Gift Funds Available in Eligible Counties!

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Step into a Home of Your Own

Owning your first home doesn’t have to be years away. With TDHCA’s My First Texas Home Program, you can step into a place of your own sooner — building stability, equity, and a future that starts today. 

My First Texas Home offers down payment assistance and 30- year, low-interest mortgage rates for First Time Homebuyers.

    Certain exceptions to the first-time homebuyer requirement are available in targeted areas and to qualified Veterans.

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The Perfect Fit for Your Next Move

Your needs have changed — and so should your home. Whether it’s more space, a better location, or simply a fresh start, we’re here to help you find the perfect fit. With low-interest-rate mortgages and down payment assistance offered by TDHCA, your next home is closer than you think.

My Choice Texas Home offers down payment assistance and 30- year, low-interest mortgage rates for everyone, you do not have to be a First Time Homebuyer to qualify.

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Class is In Session

Homebuying does not have to be hard. Understanding how it all works makes it a lot easier. Take a comprehensive homebuying education course that will give you the confidence to make your first offer.

Completing an approved homebuyer education course is required to qualify for assistance through The TDHCA Homebuyer Program!

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Start Your Journey to Becoming a Texas Homeowner

The TDHCA Homebuyer Program team is here to guide you every step of the way. Whatever the challenge, chances are we’ve seen it — and we can help.