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Start Your Homebuying Journey

Home is closer than you think.

A lot of Texans dream of owning a home, but don’t know where to start.

Two questions we often hear:

  • Can you help with my Down Payment and Closing Costs?
  • How do I qualify for a Mortgage?

The State of Texas Homebuyer Team, a Division of The Texas Department of Housing and Community Affairs (TDHCA), is here to help you navigate the steps to becoming a homeowner.

Through The TDHCA Homebuyer Program, we offer flexible Down Payment Assistance Programs, and Full-time Live Support from our experienced network of mortgage and real estate professionals. Whatever the challenges, chances are, we’ve seen it and can help.

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Ready to get started?

Find out what you know, and what you need to know. 


Closing costs shouldn’t close doors.

Start chatting with a participating TDHCA Homebuyer Program Lender, REALTOR®, or Housing Counselor today.